It is an extremely embarrassing thing to have happen to oneself, so I assume, others like myself do not go telling anyone.
The issue is that while the credit rating system is utter bullshit - there is a LOT attached to it WRT life...
Basically if you have shitty credit, people look down on you.
I make 228K per year, but due to that issue, and regular life circumstances (divorce, etc) my credit is poor - and I just got denied a card from Chase, due to Equifax saying I owe Comcast $128 (for a device I returned to them - but they still are dogging my credit)
Credit industry needs to get ITS CREDIT up.