> Article 23.

> (1) Everyone has the right to work, to free choice of employment, to just and favourable conditions of work and to protection against unemployment.

> (2) Everyone, without any discrimination, has the right to equal pay for equal work.

> (3) Everyone who works has the right to just and favourable remuneration ensuring for himself and his family an existence worthy of human dignity, and supplemented, if necessary, by other means of social protection.

> (4) Everyone has the right to form and to join trade unions for the protection of his interests.

here's article 25, which is not relevant to credit scoring:

> (1) Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.

> (2) Motherhood and childhood are entitled to special care and assistance. All children, whether born in or out of wedlock, shall enjoy the same social protection.

tl;dr the UDHR doesn't work like that.

You can rent housing, but then that's based on credit ratings, too.