Good question. We're seeing some consolidation though. One example, we were frustrated about the idea of having to go city to city building partnerships with local transit authorities for our customers to be able to use their Token in place of their transit card. But in partnership with Mastercard we're working to standardize transit systems to use EMV as the standard open protocol instead of proprietary Mifare protocols. We've had some luck, over 80 cities will be live with this in 2017. Chicago and London were among the first. We also are BLE compatible.