A semi-colon is generally used as the default list separator when the region/locale uses a comma as the decimal separator for numbers. For example Dutch (Netherlands) uses a comma for the decimal separator (ex. 3,14) whereas in English (US) we use a decimal point (ex 3.14). If comma were used as the default list separator in such a region then all floating point numbers would need to be quoted (ex. "3,14") which would make the size of the CSV file larger and also make the file less human-readable