As an American, I'm routinely disappointed every time they announce "healthcare reform" and this issue isn't even part the conversation. Both major parties have failed on this.
It really is baffling. Everybody would understand that it would be terrible if employers were the primary providers of housing, food, or transportation. But for some reason with health insurance, we not only accept but demand it.
Allegedly, the "Cadillac tax" on expensive employer provided plans was supposed to phase out employer coverage. That portion of the law purposefully wasn't indexed to inflation so that eventually more and more plans would be subject to the tax.
