You know, I don't recall there being a deductible. Maybe there was, but most of the 7K or so expenses from the C-sections were paid by the insurance. Perhaps it was a few hundred, which I tended to hit regardless due to having various minor creme/inhaler/doctor appointment needs.

The system was that you'd pay for little things yourself, like asthma inhalers, and then send in a form to your insurer. So the deductible would have come out of the summary you got each month.