I was wondering why this kind of service isn't available yet. Some credit bureaus seem to offer an api but there's no good documentation and it seems to require going through an approval process. Can there be something like Stripe for checking your credit scores? Why doesn't a service like this exist yet?
I wonder how easy or difficult it is for loan lending startups to get access to these APIs and if the developer experience for the api is good enough for them to keep using it.
Both. But for the latter, I would imagine you have to demonstrate that you're doing it for the right reason such as you're a bank and you want to check if someone has good credit score before lending some money.