I always thought the statistic that mandatory helmets reduced cycling was a bit pathetic myself. It really isn't that hard. Yes, I have come off my bike and hit my head, while wearing a helmet. Unfortunately, I landed on a tooth rather than my helmet, which wasn't a lot of fun.
Regarding helmet hair, I had a colleague who had the most amazing hair spikes (think coffee cup sized), who would very carefully put a cycle helmet on every day before cycling home.