A huge matter of luck has been my kids not needing things like exceptional medical or behavioral care. That's just not predictable.
Having kids does sharpen your time management, and may cause you to set aside some activities that no longer matter. I think that the mental stimulation -- or perhaps sheer terror -- made me more creative and energetic, even if I was physically fatigued. In the weeks after my daughter was born, while she was asleep, I actually developed and launched a new product for my side business.
Don't rule out changing jobs. I've read that something like 50% of workers change jobs right after the birth of their first child. A repeated pattern I've seen, over and over, is that new parents suddenly express an interest in becoming managers.