You are incorrect. The tech companiew here, even the small ones have best in class insurance coverage. Most companies cost anywhere from 1000 to 4000 per year for only the primary employee, many others add much more on for dependants.
Working for a major tech company, just my wife and I on my plan and us being young with no health issues, I paid $500/mo last year. I switched to an HSA this year as I don't think we got our money's worth from the old plan, but you can certainly rack up quite a big insurance bill. The only time I've ever had it be under $100/mo is before I got married.