The denial letter looked like it was making two separate, independent eligibility determinations. One, for CoveredCA insurance and one for MediCal. I was denied by CoveredCA because my monthly income was $0, which would normally push me towards MediCal. But I was denied by MediCal because I made six figures in both months that I reported taxable income.

The MediCal denial makes sense. I don't see why I should have the state pay the entirety of my medical insurance costs when I'm making that much money. I also would like more choice when it comes to my doctor and treatment than MediCal allows and I'm willing to pay for it. The CoveredCA part is baffling to me. Why I'm not allowed to purchase health insurance with no premium assistance because I don't have a steady income leads me to believe that the ACA is poorly-written legislation.