I am sorry but your plan would result in people with preexisting conditions not being able to get coverage. The premium increase would make preexisting conditions insurance unaffordable for most people. Also realize that the system ends up bearing part of the cost any way because they would ultimately end up in the ER without insurance. Does the Republican tenant then support throwing people out on the streets without even emergency care? I only ask because most Republicans seem to think the poor are poor out of choice and should suffer the consequences of being poor. No one seems to understand that preexisting coverage without universal mandate is infeasible.