> What would your example achieve? You're making the format more verbose and error-prone (someone might easily forget to match a paren), without imposting any additional structure over what is already implied by line breaks.
That particular example is fairly straightforward (at a simple level, passwd files aren't complex), but being able to express arbitrary nested structure would make various things a lot more straightforward. Line breaks and some sort of tab/colon/what have you work fine if everything has at most two levels of hierarchy, but it starts being painful after that.
Missing matched parens are a bit of a specious argument, since many of the random formats for files are fairly strict about what they parse, and the ones that matter (e.g. passwd, sudoers, crontab) are conventionally edited through tools that check the syntax before committing.