I quote the word because I can hear even the slightest sounds like the ticking of a watch in another room in complete silence, while at the same time being overwhelmed by the ringing. I had a hearing test done a couple years ago at a neurological institute to try to diagnose other issues (migraine-related), and my hearing was higher than they could measure. So it's not damage. It's quite fascinating.
I've gone to only one concert in my lifetime, and I don't listen to loud music. I haven't been around loud equipment for any length of time.