Sounds like you are a lot more fastidious than the average person.
I don't really see any need to clean my stove (or even the controls) more often than 1x / week (I cook daily), and the cutting board always occupies the same space on the counter, so the counter also gets thoroughly wiped once a week. The table gets wiped 1x a day, not after every single meal. Dishes, plates, and utensils just go soak in the sink so I only batch wash everything once a day.
Note that I'm still following all the usual food safety protocols, e.g. separating raw from cooked and washing my hands at appropriate times, etc.
I guess what I'm saying is that it probably does take you 20 minutes to clean after every meal, but that's probably much higher than average, and shouldn't be what keeps the average person from cooking.