My two use cases that I expect are pretty common:
1. In the car, plugged in to charge since using GPS navigation drains the battery very fast, and car audio input is AUX only.
2. Phone on the nightstand, plugged to overnight charge and I go to sleep listening to podcasts or music on headphones to avoid disturbing my partner. I can dozily remove my headphones, but I can't switch cables without waking up.
I agree that there will be aftermarket products to solve it. Just makes the thing more expensive for me, so less likely to buy.