Ask HN: Which payment provider do you use?

3 pointsbert20029y ago4 comments

I am currently looking for a payment provider for a SaaS project and find it very difficult to find a proper single solution that integrates Paypal and Stripe (or other CC payment gateway).

It seems to be that the difficulty is in reoccurring payments and invoicing.

What do you use and how bad was the integration?

4 comments

4 comments · 2 top-level

zrail9y ago· 1 in thread

I use Stripe exclusively. The integration into Rails isn't too bad (I wrote a book[1] about it and a gem[2] that automates a lot of it) but there are a lot of little details that one might not think of if they've never done a payment integration before.

Recurly][3] abstracts over multiple payment gateways for subscriptions, if that's something you need to do. I haven't used it myself but I've heard good things.

[1]: https://www.masteringmodernpayments.com

[2]: https://www.payola.io

[3]: https://recurly.com

bert2002OP9y ago

Thanks zrail, I will definitely have a look at those and your book :)

lachyg9y ago· 1 in thread

(I work at Stripe.)

Are you looking for a single integration that handles both PayPal and credit card transactions? Stripe users typically end up integrating both separately (though building a billing abstraction above both).

bert2002OP9y ago

Yes I was hoping for both, but it seems to be that the best way is to separate all payment gateways. Just in the sake to keep flexible.

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