You might want to seek some help. Unless you're just being dramatic here for effect, there are some red flags in your post such as not being able to get out of bed, being filled with self-loathing and despair, etc.
Don't be so dramatic. This is me every day. It's ADHD meets debt, family obligations, and dead-end job. A lot of entrepreneurs/wantrepreneurs and devs have ADHD. Can't do much about it unless I pop pills, which I'm not overly keen on doing. I'd rather find something to do that motivates me to get out of bed at 5am every day.