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0 pointsloeg9y ago0 comments

I call my 401(k) biweekly to perform in-plan Roth conversions, but would be very happy to self-direct it online instead.

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Can you elaborate on why you do that? Is it that you assume taxes will only go up, so you want all your retirement to be post-tax?

loegOP9y ago

I am converting after-tax, not pre-tax contributions. For more information on why that would be desirable, this is an easy read: http://www.madfientist.com/after-tax-contributions/

Which provider? Vanguard lets some folks do this online...

loegOP9y ago

Fidelity does not :-).

j / k navigate · click thread line to collapse

0 pointsloeg9y ago0 comments

I call my 401(k) biweekly to perform in-plan Roth conversions, but would be very happy to self-direct it online instead.

Can you elaborate on why you do that? Is it that you assume taxes will only go up, so you want all your retirement to be post-tax?

loegOP9y ago

I am converting after-tax, not pre-tax contributions. For more information on why that would be desirable, this is an easy read: http://www.madfientist.com/after-tax-contributions/

Which provider? Vanguard lets some folks do this online...

loegOP9y ago

Fidelity does not :-).

j / k navigate · click thread line to collapse