I believe in a kind of 2 tier system but I didn't get that across.

e.g. You lose you job and the welfare system keeps you going at your current burn rate (you will likely have to make some adjustments but you won't lose your house!) until you can get back on your feet. Let's say 12 months (pulled that figure out the air!)

After that, the basic welfare system comes into play where you will be given food, shelter, clothing, education etc.

That's the basic human right part I meant.

I am glossing over the details but at a high level you are kept afloat at your current level for a period, then you are given the basics for as long as you need them.

As for disability, that would be kind of basics+ (Not trying to make light of it but it's easiest to put it that way). I believe that it's every citizens duty to take care of people that just can't help themselves through disability. Their case be slightly different e.g. a house may need modifications, special transport etc.

Does that make sense?