1) I don't, but I don't have any friends who would be so stupid as to not have insurance. If I do, that means my choices in friends are poor, but I hope not. On the other hand, when I'm getting into a car with a stranger I would really like to know if they have insurance. Just like I don't check the food my friends are serving me to make sure it's fresh,but when I go to a restaurant I expect relevant agencies to make sure that people employed there know how to cook and the place fulfils certain hygiene requirements.
2) I guess if that happened my home insurance would cover it. I'm honestly not sure what would be there to cover if I was a passenger though, even if I had to be hospitalized it wouldn't cost a penny(national health care).
>>Probably less surprising is that they might be insured, but have taken out the minimum required for passengers.
In EU any car insurance, no matter the premium, has to cover minimum 5 million euro for bodily harm and 1 million euro in property damage, so this is not an issue. But lyft does not operate here so it does not matter.
>>Pain and suffering, lost wages, cosmetic surgery.
Yeah, I can agree with those.
