You're really talking about the same thing. The fear of damaging the thing is the result of not comprehending it. A person can have the skills to use a keyboard and mouse, but until they develop a working cognitive model that holds up in novel situations, the whole thing remains pretty alien. That's how you end up with situations like this, where people are able to turn on the computer, open a browser, use a search engine, log into a web site, post a comment on the public internet, and still be completely mistaken about what is going on.

You can get someone to that level in a day or two, maybe, but really understanding it in a way that enables them to navigate intuitively in unfamiliar situations is a lot harder. I don't think we've figured out a way to teach that.