Paul got tired of being broke. When you're tired of being broke, but you're educated, young, healthy, and/or from a privileged class-- you go to school, open a business, hustle, whatever.

People living in poverty live the lives they do for various reasons-- born into poverty, low education, mental illness, substance abuse, poor health, elderly, single mothers raising children, or some political or historical context (e.g. slavery, discrimination, unequal access to education/healthcare, language/cultural barriers, recent migration).

Poverty (in my mind) means you are stuck on an island where every nation around has guns pointed at you so you cant leave and there are only dirty cookies to eat.