Here is a video of me cURL-ing my bank account yesterday: https://www.youtube.com/watch?v=wwWccFD0wv8
Here is a CLI one of my beta testers @sebinsua/@nouswaves made for his bank account: https://github.com/sebinsua/teller-cli
So far the RBS banks, e.g. Natwest are in prod. If you bank with them, want super early access, understand it's beta product and will give some feedback: sg <> @ <> teller.io
Every UK bank is aware of Teller, even ones I have not interacted with directly. I've been up to Edinburgh and to the RBS London offices a bunch of times, I know them well. I hope to work with the banks and not against them.
I'm somewhat impressed though - I was defeated by certificate pinning on one UK bank's mobile app. How did you get round that?
I don't disable PKI pinning. I inject code at runtime to observe and change behaviour.
I'd be curious about security as few of the URLs here shed any light on the topic and from my experience it often is rather INsecurity circus.
Also what type of operations are intended to be supported (read/write?)
UK Open Banking
A demo of Open Banking APIs in the UK
In February 2016, a group of experts from the banking, FinTech, security and open data communities published a framework to deliver an open standard for Application Programming Interfaces (APIs) for UK banks. This work, led by HM Treasury, aims to increase competition and innovation in and around banking to improve outcomes for customers and thus further support the UK’s world-leading FinTech industry.
The European Union is rapidly advancing legislation (PSD2) that will, upon implementation in the next two years, require banks in the EU to open their payment and transaction systems to certified third parties. This is a good moment for the UK to take a leadership role and influence the EU and beyond.
We took this opportunity to reveal the first Open Banking API sandbox specificaly targeted at supporting discussion around the UK Open Banking standard. The sandbox we are showing today provides a selection of API calls relevant to the UK Open Banking Standards report. Feel free to explore the calls. We believe our technology gives the UK a tremendous headstart and access to a vibrant Fintech developer community.
Click below and enjoy!
Github: https://github.com/OpenBankProject/OBP-API/
API Documentation: https://github.com/OpenBankProject/OBP-API/wiki
API Explorer: https://uk-apiexplorer.openbankproject.com
The snazzy writeup suggests loads of people are involved but the project has a pretty low number of contributors. Is this the whole organisation or a subset of people doing some work relating to the concept.
The idea of a common API is really fantastic mind you.
Some news coverage here:
http://www.theguardian.com/money/2015/jun/29/digital-banking...
http://www.thememo.com/2015/06/25/meet-mondo-the-app-thats-g...
http://techcrunch.com/2015/05/24/mondo/
http://www.bloomberg.com/news/articles/2015-08-18/mondo-s-ce...