I think cheap quality housing is a huge area that would help everyone. Taxes and housing together eat up the vast majority of the earnings most people make.
What could make a difference?
- applying technology to building denser housing. for example, imagine cheap robotic excavation, so every house and building could bury all their parking lots and long term storage areas below ground instead of occupying valuable real estate.
- improvements in transportation. Making transportation faster and more comfortable means more people can affordably live within commute distance of prosperous urban areas (say, the SF peninsula)
- advocacy: pushing for changes to zoning rules to allow dense, livable communities, bringing more housing to our cities. For example, imagine turning a shopping center + parking lot into a pedestrian-only mixed-use urban area, modeled on the best dense cities out there (like Tokyo, Munich, Stockholm, etc). This requires a combination of property developers with a strong vision, changes to zoning laws, and a strategy for overcoming NIMBYs.
In the UK women going to work saw banks change their lending criteria from:
* 3 times primary income
to:
* 3 (or 4) times household income
voila prices double, the rentiers get more interest and the govt sees more money printed via mortgage lending and call it "growth". Meanwhile the man on the street hands over all his labour to the money creation monopolists.
I wouldn't say want to live as much as have to live. I live in London, but trust me I do not want to live there, I have to.
This is theoretically the one of the easiest big problems to solve - just stop preventing developers from building new housings and they will gladly build as much if not. Ore than we need.
Unfortunately in practice it would take something like a revolution. Are there any examples of this happening? I only know of examples where we make the problem worse and worse.
It's kind of a modern take on boarding houses. Actually, I think that the optimal situation is much closer to a boarding house.
Take 10-15 units, remove the kitchen and laundry entirely. Use the savings to pay a full time cook and laundry staff (2-3 people) to cook at-cost meals and do laundry.
Tax land. Tax capital gains on land. Untax labour.
On-site construction consists of a concrete foundation pad, steel racks, and an outer weather shell appropriate for the region. Utility hookups are provided for each berth.
When a new housing unit is needed, it arrives in an intermodal shipping container, rolls into an open berth in the rack, is anchored in place, and the utilities are connected. If anyone needs more space, the internal doors and modules can be reconfigured to join multiple units internally.
Current manufactured housing in the US is premised upon hauling the pieces to the site by truck. If housing could also be moved by container ship and stacktrain, it is more easily importable and exportable.
A size standard for home modules opens up a huge aftermarket. Don't like the factory-installed kitchenette or don't cook? Swap it out for an exercise room or workbench or hydroponics garden or nursery or whatever else you may want in its place. It fits. The utility connectors are in the same place.
The number of berths in a rack and the size of the outer weather shell can be different for different housing markets. One near a city might have multiple levels, cramming dozens of units into a single shell with a fashionable brick facade. One far out in the country could have space for as little as just one unit--and it might not even be filled all the time--but it might also have a tornado-resistant outer concrete shell.
If you change jobs, rather than pack up your possessions, you could just secure all your loose items inside and ship your owned housing units to an empty berth in a new rack, across town or in a different city.
The major problem is lack of elbow room. You just can't cram very much living space inside a shipping container, so even if you connect many units, your home still consists of a maze of doors joining a bunch of 48 sq.ft. rooms.
First I would say It is not only "critical", I argue it "IS" the problem of basic income.
For those who has been crying out about property pricing in your area, you should take a look in Hong Kong. The most ridiculously expensive location on earth.
http://www.scmp.com/property/article/1905261/hong-kong-most-...
A lot of people here are going on about Health Care, and Education System. But to me, those are different part of the equation. Do you ever see poor people buy insurance for health care or get a book to read to "enrich" themselves? Poor People only cares about a few things, whether they have enough money left this month, How long will these savings last them to pay for food and rent.
There are 3 things that is what I think should be needs of basic income, Clothes, Food, Housing.
Clothes are commodities these days, you can get all the clothes you need for a tiny amount of money. As long as you dont care about fashion. What needs to be done here is clothing for extreme weather, namely Cold weather.
Food, at one point in my life i spend average less then $2 USD per day on food. For nearly 12 months. People here claiming their Basic Income should cover their meal for McDonald or other outgoing dinning. ( May be in US only ) But that is not the point, real poor would care about savings. You can buy your food in bulk for extremely cheap prices, pasta or spaghetti, then get some Hams or Vegetable. As long as you go to supermarket and watch your pennies, there is no reason why you cant feed yourself for less then a Fiver a day. You just have to cook it yourself. Nutrients being another problem on $2, you should get by ok with $5.
Even without such thing as basic income, it is not hard to see as long as you get a Job today, as a hard working labor intensive job or part time, you can can enough for clothes and food and not worry about starving to deaths.
The problem then, lies down to Housing. Renting leaves you with the feeling you may get kicked out any day, and you will spend hopeless amount of hours trying to find a place that fits your budget. I suggest anyone who has never been through living on the streets to watch the "Pursuit of Happiness" by Will Smith. Although most people would had an different ending then the movie. Rent also cost you the largest percentage amount of your income. Where you can save a lot on Clothing and Food, there is no such thing as saving on Rent. Food and Clothes as commodities, it happens the most expensive out of the three is not a commodities but instead an Monopoly.
For Example what is the point of having $1000 basic income when $800 of it goes to Rent? And rental prices is being driven up by lots of factors.
Therefore as long as Housing market remains an investment asset, susceptible of being driven up by insane amount. ( Think about Rent in 2008 and now ), it will remain an unsolvable problem no matter how you price the Basic Income. Germany and some other European countries has rule to protect tenants from rent price hike. Some even take % of Housing Market profit as tax on top of the tax in place.
Government needs to provide basic housing, small even 15-20 meter square will do, with basic such as hot water, electricity and Internet ( Soon to be a basic need ), at rate that relate to their basic income percentage. And a promise they wont be kicked out unless they do things silly.
And if all these are too government related, we need technology to built public housing cheaply, and efficiently in short space of time. And open up the cost structure to let people know they are not being ripped off. Property market is an monopoly that derails much of our society.
I think a lot of the change must be policy change though and cannot be purely free-market oriented since there is a public interest in seeing more housing stock built than a capitalist would want.
Then you have the true choice because you can achieve financial autonomy through work and then tell the man where he can stick his job if he refuses to pass on enough of your value added.
Cheaper land will see less people forced to work which will mean higher wages and more disposable income. And all the people doing nothing other than "investing" in extorting money from workers for the right to occupy space will have to suck it up.
This topic basically terrifies me. When I see people asking for basic income without addressing land issues (and money creation) it just shows they are on the wrong track. Big time. Basic income will just become "landlord income". In the UK we have "housing benefit" which sets a floor on rent and guarantees land owners get more than the market can support. It's "landlord benefit".
http://www.theguardian.com/society/ng-interactive/2015/sep/0...
Are they not providing a valuable service? I mean you say this as if it's blatantly obvious that this is a negative consequence.
And I also don't think they are creating any significant value so much as extracting rents.
Tenements and social housing have been tried and mostly failed. Interest rates and taxation only have a marginal affect until they reach extremes. Emigration from an area has been shown to lower prices but at great social and economic cost.
Then there is demand, everyone needs somewhere to live. Don't just consider local demand, consider international demand. How culturally, economically or socially appealing an area is to an international audience (that is, does nearly everyone want to live there).
I view it as almost impossible for housing to improve for everyone while it is an asset and there would need to be utterly draconian or utopian changes to switch high quality housing from an asset to something universally available.
From there, I think you'd want a few things: - Henry George-style taxation by the local city on land values - Maximize the place:non-place ratio. Maximize space for parks, buildings, plazas and minimize space for parking lots, roads for cars etc. - Small lot sizes, row houses, and 4-6 story apartment buildings with excellent noise insulation - Dense enough so that cars are not necessary most of the time. Saves lots of land and the costs of operating cars
The ability to expand into free land was what made the USA different. You could take a job for the man on subsistence wages or set up yourself. That's why you had to have slavery. In the UK with land enclosure the prison is the country.
We should tax land and stop the exploitation of workers by rentiers.
Land tax will help marginally with inequity but the majority of the cost will just be passed on to renters (like what happens now). Taxing vacant buildings higher will increase supply which should depress rents slightly. None of that stops housing becoming an investment and a financial asset though which is the root cause of unaffordability.
But technology is no longer a blocker. Often times companies will use this as an excuse instead of just coming out and saying "we prefer asses in seats because it looks good to our bosses".
- You get there, strip down, leave your stuff in a locker, put a clean bathrobe on.
- Go to your room to sleep, browse the web on a tablet, watch a movie.
- Go to one of the many restaurants to eat a breakfast, lunch or dinner.
- Go to one of the many theatre rooms, to watch a movie, watch a live event, watch the news, etc.
- Go to the bathroom or shower (soap, shampoo, razor, deodorant, toothbrush included).
- Go to the gym, pool, spa, sauna, etc.
- Meet people. Play chess. Have a coffee.
You basically come back from work/life to a simple indoor resort every single day, and get to relax and disconnect for a while. You don't have anything to maintain or worry about. Calm, by yourself or with others, at the end of each day. That's the dream.
Nevertheless, I do think it's worth trying as temporary housing. I certainly might be willing to drop into one for a night or two if I had a job interview somewhere.
That is logistics both for people, data, and goods.
But the point of cities is to be near lots of other people all the time. There's a tipping point of human flourishing from the intermingling.
Great cities outlasted empires. Interaction density is the important thing, and it grows combinatorially with human density. There's no way you're going to get rural logistics to that level.
[1] http://opinionator.blogs.nytimes.com/2009/05/19/math-and-the...
eg. Having good broadband plus good VR goggles and cameras might make remote working much more immediate and a viable replacement for all those commuter cars on the road.. the technology to make that effortless might be here in 2 years and our social norms might catch up in 10 years after that..but maybe its much longer, and/or a carbon tax or higher fuel or road use tax is needed as an incentive.
A good next step would be decoupling education from housing so that the purchase or rental of a home doesn't implicitly include quasi-private school tuition. Here I see a good role for the private sector. While for-profit charter operators can be very controversial, excellent charter schools with scalable models are a necessary precondition to selling the public on a voucher system which implicitly buys you larger catchment areas and has the desirable decoupling effect. If the private sector can do that, godspeed as far as I'm concerned.
Conversely, I don't think that eliminating subsidies should really be a first priority, since I don't believe it will have a large impact, though I can't really say I know what should be beyond relaxing zoning rules.
You need to watch this: Digging down is for the 1% it would seem.
The technology for this isn't anything new, the first underground carparks opened in 1930s [0][1]. It's not so much a technology problem as it is a people problem. People (NIMBYs, the middle classes) don't want massive blocks of housing in the middle of their cities, and what is being built 'affordably' is tiny and/or poor quality (in the UK at least). [2]
[0] http://www.1066online.co.uk/hastings-history/hastings-town/c...
[1] http://www.nailhed.com/2015/05/the-worlds-first-underground-...
[2] http://www.propertywire.com/news/europe/new-homes-uk-poll-20...