Don't recall saying anything about government or private companies. A bit strange to claim how only an individual can know what they need on an article about what people need. And I explicitly meant more prep than I can indeed do in 2 hours or with a month's discretionary income, not to mention the possibility of helping others do it.
I can see you're really chomping at the bit to attack, attack, attack somebody, but why don't you go find a better target? Or, failing that, stop jamming words in my mouth and then attacking those?