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0 pointsMaulingMonkey10y ago0 comments

> And not in green paper IOUs but in goods and services?

Beyond covering my basic needs and having some toys, I don't really see the point in spending all my income. Goods and services? I already have those - more won't bring me happiness.

Financial security means one less stressor in my life. A sunny day / early retirement fund means I can take more time off between jobs, on vacations, and be more aggressive about getting job terms I like. I can go out and have more experiences. I don't need to save up to buy the things I want, because I haven't wasted my money buying things that don't bring me happiness.

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lmm10y ago

> Financial security means one less stressor in my life. A sunny day / early retirement fund means I can take more time off between jobs, on vacations, and be more aggressive about getting job terms I like. I can go out and have more experiences. I don't need to save up to buy the things I want, because I haven't wasted my money buying things that don't bring me happiness.

Early retirement isn't great for happiness AIUI. Rather than saving up any extra money you're better off spending it soonish, whether that "spending" is on holidays, things, or just taking a sabbatical.

cloakandswagger10y ago

I used to hoard money as the feeling of security and preparedness it gave me out-weighed the pleasure I got from consumerism.

Now I spend freely and without concern. That's the only tenable game plan in our Keynesian economy: spend your fiat before it's inflated away or redistributed during the next financial crisis.

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