Less restrictive for the well-off. IOW, a great way to increase the gap between the rich and poor in all members of the arrangement, since the already-well-off will be most free to optimize their arrangements, while the less well off will be most inhibited in doing so.

Given how successful policy changes of the last couple decades have already been, especially in the US, at assuring that economic growth is not broadly distributed, further reinforcing the advantage of the already well-off through such a policy doesn't seem to make a lot of sense, unless the intent is to promote the crystallization of a permanent elite and permanent underclass.