> A small learning curve of "reset before turning off for the night on Tuesdays" alleviates that problem...
No. The problem remains. This just time-shifts the problem.
In recent memory, I've had two Patch Tuesdays that sent Windows into a 5+ deep post-boot-but-pre-login reboot loop while Windows tried to figure out how to apply several patches that would just not apply. (Spoiler alert: It never figured out how, but just -eventually- gave up.)
It doesn't matter what technical decisions and constraints lead to this post-boot-but-pre-login configuration process being the way things work, it's still awful.
Every Linux distro I use seems to have figured out how to apply and configure updates before you reboot a system, rather than during the next boot cycle.