Same goes for the homes of everyone I knew in Lake Tahoe, where I grew up. The climate's similar to the bay during the summer, but it's still (partially) in California. ;)
Heck, I have central AC in my house here, and I keep the house generally at 75, but have a window AC in my bedroom that lets me crank it down to 66-68 in there.
in california, it's the older buildings that aren't fitted for it. most new buildings have it.
i live in an old building (built in 50s) and a year ago i finally couldn't stand it any longer and bought a floor standing unit that i vent out the window. it's nice.
We'll see how El Nino ruins things for us holdouts.
I lived in one in Menlo Park that I wished had air conditioning...